How Are Loan Transactions Matched in Companio?

In Companio, loan transactions are matched according to their purpose in the loan process. There are two main matching types:

1. Loan principal / Initial Principal Payment

This represents the initial transfer of funds from the lender to the borrower when a loan is granted. It records the disbursement of the principal amount of the loan to the borrower, not the repayment.

Example:

A company signs a loan agreement for €50,000. When the lender transfers the €50,000 to the company’s bank account, the transaction is matched as “Loan principal / Initial Principal Payment.”

2. Loan Installment / Repayment Installment

This represents a scheduled payment made by the borrower to the lender as part of the loan repayment process. Each installment typically includes a portion of the principal and, if applicable, interest.

Example:

A company has a €50,000 loan to be repaid in 10 monthly installments. Each month, the company pays €5,000 of principal plus €200 of interest. Each such payment is matched as “Loan Installment / Repayment Installment.”

These two matching types ensure that every part of your loan process—whether receiving funds or making repayments—is recorded correctly in Companio. 

Updated on: 18/09/2025