How Do I Verify My Bank Account Online Without a Physical Address in Estonia?

Some online banks may ask your company for utility bills or a rental agreement as proof of your legal address in Estonia, but you may not have these documents. If this is your case, you have to inform your bank that:

• Your company has been created online through the e-Residency program.
• You do not live in Estonia or run your business from there.
• Your business address is where you live now. To prove it, send them the rental agreement or a utility bill from your current place of residence.

If you are a digital nomad, what you can do is send the rental contract or some invoice from the past, and specify that it is your business address.

Opening a bank account for your Estonian company may seem a bit complicated, but don't worry! We help you throughout the process.

Updated on: 24/11/2025